Property Advisers Australia
Welcome to Property Advisers Australia, where expertise meets honesty, and your property aspirations are our top priority. As your Premium Buyers Agents, we are founded on knowledge, integrity, transparency and truth and your trusted partner in navigating the complexities of property acquisition.
About Us
Our Mission
At Property Advisers Australia, our mission is clear: to empower you with the knowledge and expertise you need to make confident property purchasing decisions. Whether you're buying your first home or expanding your investment portfolio, we're here to support you every step of the way.
Our Expertise
With years of industry experience and a deep understanding of market dynamics, our team of dedicated professionals brings a wealth of knowledge and insight to the table. From conducting thorough property research to negotiating the best possible terms, we leverage our expertise to deliver exceptional results for our clients.
What Sets Us Apart
At Property Advisers Australia, we understand that every property acquisition is unique, and that's why we take a personalised approach to each client engagement. We pride ourselves on our attention to detail, our commitment to transparency, and our unwavering dedication to client satisfaction.
Our Team
Principal Buyers Agent
Senior Buyers Agent
Consultant Tax Adviser - Taxation Specialist, Investment Property Coach and Author
Senior Client Relations Manager
Latest Articles
Stay up to date with our latest news, tips and tricks.
Jul 11, 2025
Rentvesting - What You Need to Know in 2025
Is Rentvesting your 2025 strategy? While the concept of Rentvesting may not be new to seasoned property investors, it is increasingly becoming a popular strategy among the younger generation of aspiring homeowners — particularly those priced out of expensive capital cities. So what is the concept of Rentvesting? Rentvesting is a property investment strategy where individuals rent a home to live in while simultaneously purchasing an investment property in a more affordable or growth-oriented area. Rather than leaving their savings idle, many buyers are choosing to rent in their desired urban location, one that suits their lifestyle, while simultaneously investing in more affordable regional property markets. The souring property prices, especially in major cities, has left many first-home buyers trailing behind. For many buyers, this sharp growth has made purchasing in their preferred suburbs unattainable — even with solid deposits and borrowing capacity. In response, more buyers are turning to Rentvesting. This approach enables them to continue renting in their ideal neighbourhoods while investing in markets with lower entry points, strong capital growth potential and higher rental yield. Rather than trying to buy into an overheated city market, Rentvestors are opting to use their deposits to purchase in regional areas, with the goal of building a portfolio that will eventually enable them to re-enter the capital city market at a later point. A survey of 18 to 25-year-olds revealed that one-third aspired to rent and work in a major city while owning an investment property in a lifestyle or holiday destination. Additionally, 40% saw property investment as a way to secure their financial future and 37% were motivated by the opportunity to generate additional income. In Brisbane, Rentvesting is gaining traction among first-home buyers as well. The city’s housing market has surged since 2021, with both metropolitan and surrounding regional markets recording strong performance. During the pandemic, regional markets often outperformed their metro counterparts, so many investors have achieved rental returns that not only cover their mortgage repayments but, in some cases, generate positive cash flow. However, experts advise caution, while recent growth in regional markets is promising, Rentvesting remains a long-term strategy. Short-term gains should not be expected, and investors are encouraged to focus on properties with sustainable growth and income potential over time. This type of growth far exceeds what many could save on their own. Through Rentvesting, their money is put to work in the market, building equity while they continue to rent and save....
Jul 11, 2025
You Need a Lazy Real Estate Agent - Here's Why
Real Estate Agents: Who Are They Really Working For? A real estate agent’s official role is to represent the seller and secure the highest possible sale price. But in reality, not every agent is laser-focused on maximizing outcomes for their clients. Many are more concerned with keeping their own workload light and getting their commission with as little hassle as possible. And here’s where savvy investors can benefit. While agents are supposed to fight for every dollar for their sellers, plenty are more inclined to push for a fast deal — even if it means nudging sellers to accept a lower offer. Why? Because a quicker sale means a quicker payday, For example, most selling agents earn a relatively small percentage of the sale price (often as low as 1%). If a property is selling for $350,000, an agent might stand to earn $3,500. If the seller holds out for $360,000, the agent will only gain only a hundred dollars more — not enough to warrant weeks of extra work, negotiations, and open inspections. It’s often easier for them to convince the seller to take the deal already on the table. How to Use This to Your Advantage Consider the agent as your ally. The easier you make their job, the more likely they are to help you land a good deal — especially if they see you as a serious buyer who won’t mess them around. Be the kind of buyer agents love to deal with: clear, confident, and ready to act. Know what you want, what you’re willing to spend, and be prepared to move quickly on a property. Avoid wasting their time with endless inspections or dragging extended family along for opinions. Make sure your finances are pre-approved and do your homework on the market so you can recognise a greatg deal when it comes your way. Ask the agent to add you to their buyer database — and if you’re lucky, they might even offer you access to off-market listings before anyone else hears about them. The golden rule? Be the easy buyer a lazy agent wants to work with. Tap Into Expert Help If all this sounds like a lot to juggle, don’t worry — you don’t have to do it alone. A buyer’s agent can help streamline the process and give you insider access to great deals you may never find on your own. A great buyer’s agent brings years of local market knowledge, industry contacts, and deal-sourcing expertise to the table. They can identify red flags in a property that others might miss and help ensure your investment supports long-term cash flow and capital growth. By working with Property Advisers Australia, you gain access to exclusive property deals, expert insights, and a strategy designed to help you grow a high-performing portfolio — all while skipping the stress and guesswork of going it alone. Our strong relationships with selling agents mean we often are the first to hear about discounted or off-market opportunities....
Apr 10, 2025
From Family Home to Strategic Investment through SMSF (Raj's Buying Story)
Client Background: Meet Raj, a dedicated sole income earner who immigrated from India with his wife and two children. A few years ago, Raj and his family sought our assistance in finding a family home that would provide stability and comfort in their new life. While they expressed interest in investing for the future, their borrowing capacity was limited after purchasing their home. Challenges: After settling into their new home, Raj quickly realized that their financial situation did not allow for additional borrowing. With the responsibility of supporting his family on his shoulders, he was determined to find a way to build wealth through real estate investment. However, traditional avenues seemed out of reach. Raj was unaware that in Australia, it was possible to buy property within a super fund and even borrow money to do so. Our Approach: Understanding Raj’s ambitions, we introduced him to the idea of investing through a Self-Managed Super Fund (SMSF). Here’s how we guided him through the process: Financial Assessment: We conducted a thorough review of Raj's finances to understand his income, expenses, and potential for growth. This analysis laid the groundwork for his SMSF strategy. Expert Guidance: We introduced Raj to a trusted and experienced accountant who specialized in SMSFs. This partnership ensured he received expert advice on compliance and tax implications. SMSF Setup: With the accounting team's support, Raj successfully established his SMSF, giving him clarity on his responsibilities and the benefits. With a balance of around $150,000, he was poised to make his first investment. Broker Support: To facilitate the financing process, we connected Raj with an experienced broker. This broker helped secure finance approval for his SMSF while ensuring that it would not affect his personal borrowing capacity. Raj wanted to maintain the option to buy an investment property under his personal name when his children were a bit older. Market Research: Our team researched various properties that aligned with Raj’s investment goals. We focused on options that offered strong rental returns and potential for capital growth while also considering Raj’s conservative investment approach. Property Selection: After careful consideration, we identified a modest property that met all criteria—low maintenance, great rental yield, and a promising location for future growth. Education and Support: As this was Raj's first experience investing through an SMSF, we provided ongoing education about the market and the specifics of managing the property within the SMSF framework. Results: With the right strategy and support, Raj successfully purchased his first investment property through his SMSF. The property has not only provided a solid rental income but also shown significant potential for capital appreciation. Raj’s proactive approach to improving his financial situation through promotions and salary increases allowed him to secure a brighter future for his family. Conclusion: Raj’s journey highlights the importance of strategic planning and adaptability in real estate investing. If you’re considering leveraging an SMSF for property investment or looking to build wealth for your family’s future, I’m here to help you navigate the process with confidence! ...
Jan 29, 2025
A Detailed Breakdown of Costs When Buying Property Through Your SMSF
When considering purchasing property through your Self-Managed Super Fund (SMSF), it’s essential to understand the various costs involved and how you can claim them in your SMSF tax returns. Below is a detailed breakdown of the upfront and ongoing costs you may encounter during the property investment process. Please note that this information is general in nature; for tailored advice, we recommend scheduling an appointment with your SMSF accountant. Upfront Costs (Acquisition Costs) These are the initial costs you will incur when purchasing property through your SMSF: Stamp Duty What it is: A state-based tax on the transfer of property. Claimable: Yes, stamp duty is an expense you can claim in your SMSF tax returns as it’s considered part of the cost of acquiring the property. Legal Fees What it is: Fees paid for legal services such as reviewing contracts or establishing a bare trust. Claimable: Yes, legal fees are part of the acquisition costs and can be claimed. Broker Fees What it is: Fees paid to a mortgage broker for arranging finance for the property purchase. Claimable: Yes, broker fees are part of the borrowing costs and can be claimed. Building and Pest Inspections What it is: Costs for professional inspections to assess the condition of the property before purchase. Claimable: Yes, these are claimable as they are directly related to acquiring the property. Buyer's Agent Fees What it is: Fees for using a buyer's agent to help locate and negotiate the purchase of the property. Claimable: Yes, these fees can be claimed as part of the acquisition costs. The buyer’s agent plays a key role in ensuring the property aligns with your investment strategy and goals. Loan Establishment Fees What it is: Fees charged by lenders when setting up a loan for the property purchase. Claimable: Yes, these fees can be claimed as part of borrowing costs. Property Appraisal Costs What it is: Fees for professional property appraisals before purchase. Claimable: Yes, these costs are claimable if they’re directly related to making the purchase decision. Trust Setup Fees What it is: Costs for setting up a bare trust structure (if needed for property investment via SMSF). Claimable: Yes, these fees can be claimed as part of setting up your SMSF for property investment. Ongoing Costs (Holding and Maintenance Costs) These are the ongoing expenses incurred while holding and managing the property: Property Management Fees What it is: Fees for managing the property, including tenant sourcing, rent collection, and property upkeep. Claimable: Yes, these fees are claimable as they are necessary for managing the property. Interest on Loans What it is: Interest paid on any loan used to purchase the property. Claimable: Yes, the interest is tax-deductible and can be claimed in your SMSF tax returns. Council Rates and Utility Charges What it is: Ongoing charges for services like local government rates, water, and other utilities. Claimable: Yes, these costs are claimable as part of holding the property. Insurance What it is: Property insurance costs, including building and contents insurance. Claimable: Yes, SMSFs can claim insurance premiums for the property. Repairs and Maintenance What it is: Costs associated with maintaining the property, including plumbing, electrical repairs, etc. Claimable: Yes, these costs are tax-deductible and can be claimed. Depreciation What it is: Depreciation on the property and its assets (e.g., furniture, appliances). Claimable: Yes, SMSFs can claim depreciation on eligible assets to reduce taxable income. Accounting and Audit Fees What it is: Fees for preparing SMSF financial statements, tax returns, and audits. Claimable: Yes, these professional fees are claimable as part of the administrative costs of running your SMSF. Trustee Fees What it is: Fees paid for the trustee’s management and governance duties. Claimable: Yes, these fees can be claimed as part of the SMSF’s ongoing management costs. SMSF Administration Fees What it is: Fees paid to an SMSF administrator for services like bookkeeping and compliance. Claimable: Yes, these fees are claimable as part of the ongoing costs of running your SMSF. Non-Claimable Costs: While many costs can be claimed, there are some that are not deductible: Personal Expenses: Any personal use of the property or related expenses (e.g., personal insurance) are not claimable. Capital Improvements: Expenses related to major renovations or improvements (e.g., adding a swimming pool) are generally not deductible, although they may affect the property's cost base for capital gains tax when sold. Conclusion Understanding the costs involved in purchasing and managing property through your SMSF is crucial for maximising the tax advantages and ensuring the growth of your retirement savings. These upfront and ongoing costs can help reduce your taxable income, but it’s essential to stay compliant with SMSF regulations. Ready to take the next step? ? If you're excited about building your wealth through SMSF property investment and want a tailored strategy, I’m here to guide you every step of the way! Book a one-on-one Property Investment Initial Consultation with me today, and let’s discuss how we can make your SMSF property investment goals a reality. ? Book Your Appointment Here Please note: This is general information. To ensure you're claiming all eligible costs correctly and staying compliant, we highly recommend booking an appointment with your SMSF accountant....
Jul 11, 2025
Rentvesting - What You Need to Know in 2025
Is Rentvesting your 2025 strategy? While the concept of Rentvesting may not be new to seasoned property investors, it is increasingly becoming a popular strategy among the younger generation of aspiring homeowners — particularly those priced out of expensive capital cities. So what is the concept of Rentvesting? Rentvesting is a property investment strategy where individuals rent a home to live in while simultaneously purchasing an investment property in a more affordable or growth-oriented area. Rather than leaving their savings idle, many buyers are choosing to rent in their desired urban location, one that suits their lifestyle, while simultaneously investing in more affordable regional property markets. The souring property prices, especially in major cities, has left many first-home buyers trailing behind. For many buyers, this sharp growth has made purchasing in their preferred suburbs unattainable — even with solid deposits and borrowing capacity. In response, more buyers are turning to Rentvesting. This approach enables them to continue renting in their ideal neighbourhoods while investing in markets with lower entry points, strong capital growth potential and higher rental yield. Rather than trying to buy into an overheated city market, Rentvestors are opting to use their deposits to purchase in regional areas, with the goal of building a portfolio that will eventually enable them to re-enter the capital city market at a later point. A survey of 18 to 25-year-olds revealed that one-third aspired to rent and work in a major city while owning an investment property in a lifestyle or holiday destination. Additionally, 40% saw property investment as a way to secure their financial future and 37% were motivated by the opportunity to generate additional income. In Brisbane, Rentvesting is gaining traction among first-home buyers as well. The city’s housing market has surged since 2021, with both metropolitan and surrounding regional markets recording strong performance. During the pandemic, regional markets often outperformed their metro counterparts, so many investors have achieved rental returns that not only cover their mortgage repayments but, in some cases, generate positive cash flow. However, experts advise caution, while recent growth in regional markets is promising, Rentvesting remains a long-term strategy. Short-term gains should not be expected, and investors are encouraged to focus on properties with sustainable growth and income potential over time. This type of growth far exceeds what many could save on their own. Through Rentvesting, their money is put to work in the market, building equity while they continue to rent and save....
Jul 11, 2025
You Need a Lazy Real Estate Agent - Here's Why
Real Estate Agents: Who Are They Really Working For? A real estate agent’s official role is to represent the seller and secure the highest possible sale price. But in reality, not every agent is laser-focused on maximizing outcomes for their clients. Many are more concerned with keeping their own workload light and getting their commission with as little hassle as possible. And here’s where savvy investors can benefit. While agents are supposed to fight for every dollar for their sellers, plenty are more inclined to push for a fast deal — even if it means nudging sellers to accept a lower offer. Why? Because a quicker sale means a quicker payday, For example, most selling agents earn a relatively small percentage of the sale price (often as low as 1%). If a property is selling for $350,000, an agent might stand to earn $3,500. If the seller holds out for $360,000, the agent will only gain only a hundred dollars more — not enough to warrant weeks of extra work, negotiations, and open inspections. It’s often easier for them to convince the seller to take the deal already on the table. How to Use This to Your Advantage Consider the agent as your ally. The easier you make their job, the more likely they are to help you land a good deal — especially if they see you as a serious buyer who won’t mess them around. Be the kind of buyer agents love to deal with: clear, confident, and ready to act. Know what you want, what you’re willing to spend, and be prepared to move quickly on a property. Avoid wasting their time with endless inspections or dragging extended family along for opinions. Make sure your finances are pre-approved and do your homework on the market so you can recognise a greatg deal when it comes your way. Ask the agent to add you to their buyer database — and if you’re lucky, they might even offer you access to off-market listings before anyone else hears about them. The golden rule? Be the easy buyer a lazy agent wants to work with. Tap Into Expert Help If all this sounds like a lot to juggle, don’t worry — you don’t have to do it alone. A buyer’s agent can help streamline the process and give you insider access to great deals you may never find on your own. A great buyer’s agent brings years of local market knowledge, industry contacts, and deal-sourcing expertise to the table. They can identify red flags in a property that others might miss and help ensure your investment supports long-term cash flow and capital growth. By working with Property Advisers Australia, you gain access to exclusive property deals, expert insights, and a strategy designed to help you grow a high-performing portfolio — all while skipping the stress and guesswork of going it alone. Our strong relationships with selling agents mean we often are the first to hear about discounted or off-market opportunities....
Apr 10, 2025
From Family Home to Strategic Investment through SMSF (Raj's Buying Story)
Client Background: Meet Raj, a dedicated sole income earner who immigrated from India with his wife and two children. A few years ago, Raj and his family sought our assistance in finding a family home that would provide stability and comfort in their new life. While they expressed interest in investing for the future, their borrowing capacity was limited after purchasing their home. Challenges: After settling into their new home, Raj quickly realized that their financial situation did not allow for additional borrowing. With the responsibility of supporting his family on his shoulders, he was determined to find a way to build wealth through real estate investment. However, traditional avenues seemed out of reach. Raj was unaware that in Australia, it was possible to buy property within a super fund and even borrow money to do so. Our Approach: Understanding Raj’s ambitions, we introduced him to the idea of investing through a Self-Managed Super Fund (SMSF). Here’s how we guided him through the process: Financial Assessment: We conducted a thorough review of Raj's finances to understand his income, expenses, and potential for growth. This analysis laid the groundwork for his SMSF strategy. Expert Guidance: We introduced Raj to a trusted and experienced accountant who specialized in SMSFs. This partnership ensured he received expert advice on compliance and tax implications. SMSF Setup: With the accounting team's support, Raj successfully established his SMSF, giving him clarity on his responsibilities and the benefits. With a balance of around $150,000, he was poised to make his first investment. Broker Support: To facilitate the financing process, we connected Raj with an experienced broker. This broker helped secure finance approval for his SMSF while ensuring that it would not affect his personal borrowing capacity. Raj wanted to maintain the option to buy an investment property under his personal name when his children were a bit older. Market Research: Our team researched various properties that aligned with Raj’s investment goals. We focused on options that offered strong rental returns and potential for capital growth while also considering Raj’s conservative investment approach. Property Selection: After careful consideration, we identified a modest property that met all criteria—low maintenance, great rental yield, and a promising location for future growth. Education and Support: As this was Raj's first experience investing through an SMSF, we provided ongoing education about the market and the specifics of managing the property within the SMSF framework. Results: With the right strategy and support, Raj successfully purchased his first investment property through his SMSF. The property has not only provided a solid rental income but also shown significant potential for capital appreciation. Raj’s proactive approach to improving his financial situation through promotions and salary increases allowed him to secure a brighter future for his family. Conclusion: Raj’s journey highlights the importance of strategic planning and adaptability in real estate investing. If you’re considering leveraging an SMSF for property investment or looking to build wealth for your family’s future, I’m here to help you navigate the process with confidence! ...
Jan 29, 2025
A Detailed Breakdown of Costs When Buying Property Through Your SMSF
When considering purchasing property through your Self-Managed Super Fund (SMSF), it’s essential to understand the various costs involved and how you can claim them in your SMSF tax returns. Below is a detailed breakdown of the upfront and ongoing costs you may encounter during the property investment process. Please note that this information is general in nature; for tailored advice, we recommend scheduling an appointment with your SMSF accountant. Upfront Costs (Acquisition Costs) These are the initial costs you will incur when purchasing property through your SMSF: Stamp Duty What it is: A state-based tax on the transfer of property. Claimable: Yes, stamp duty is an expense you can claim in your SMSF tax returns as it’s considered part of the cost of acquiring the property. Legal Fees What it is: Fees paid for legal services such as reviewing contracts or establishing a bare trust. Claimable: Yes, legal fees are part of the acquisition costs and can be claimed. Broker Fees What it is: Fees paid to a mortgage broker for arranging finance for the property purchase. Claimable: Yes, broker fees are part of the borrowing costs and can be claimed. Building and Pest Inspections What it is: Costs for professional inspections to assess the condition of the property before purchase. Claimable: Yes, these are claimable as they are directly related to acquiring the property. Buyer's Agent Fees What it is: Fees for using a buyer's agent to help locate and negotiate the purchase of the property. Claimable: Yes, these fees can be claimed as part of the acquisition costs. The buyer’s agent plays a key role in ensuring the property aligns with your investment strategy and goals. Loan Establishment Fees What it is: Fees charged by lenders when setting up a loan for the property purchase. Claimable: Yes, these fees can be claimed as part of borrowing costs. Property Appraisal Costs What it is: Fees for professional property appraisals before purchase. Claimable: Yes, these costs are claimable if they’re directly related to making the purchase decision. Trust Setup Fees What it is: Costs for setting up a bare trust structure (if needed for property investment via SMSF). Claimable: Yes, these fees can be claimed as part of setting up your SMSF for property investment. Ongoing Costs (Holding and Maintenance Costs) These are the ongoing expenses incurred while holding and managing the property: Property Management Fees What it is: Fees for managing the property, including tenant sourcing, rent collection, and property upkeep. Claimable: Yes, these fees are claimable as they are necessary for managing the property. Interest on Loans What it is: Interest paid on any loan used to purchase the property. Claimable: Yes, the interest is tax-deductible and can be claimed in your SMSF tax returns. Council Rates and Utility Charges What it is: Ongoing charges for services like local government rates, water, and other utilities. Claimable: Yes, these costs are claimable as part of holding the property. Insurance What it is: Property insurance costs, including building and contents insurance. Claimable: Yes, SMSFs can claim insurance premiums for the property. Repairs and Maintenance What it is: Costs associated with maintaining the property, including plumbing, electrical repairs, etc. Claimable: Yes, these costs are tax-deductible and can be claimed. Depreciation What it is: Depreciation on the property and its assets (e.g., furniture, appliances). Claimable: Yes, SMSFs can claim depreciation on eligible assets to reduce taxable income. Accounting and Audit Fees What it is: Fees for preparing SMSF financial statements, tax returns, and audits. Claimable: Yes, these professional fees are claimable as part of the administrative costs of running your SMSF. Trustee Fees What it is: Fees paid for the trustee’s management and governance duties. Claimable: Yes, these fees can be claimed as part of the SMSF’s ongoing management costs. SMSF Administration Fees What it is: Fees paid to an SMSF administrator for services like bookkeeping and compliance. Claimable: Yes, these fees are claimable as part of the ongoing costs of running your SMSF. Non-Claimable Costs: While many costs can be claimed, there are some that are not deductible: Personal Expenses: Any personal use of the property or related expenses (e.g., personal insurance) are not claimable. Capital Improvements: Expenses related to major renovations or improvements (e.g., adding a swimming pool) are generally not deductible, although they may affect the property's cost base for capital gains tax when sold. Conclusion Understanding the costs involved in purchasing and managing property through your SMSF is crucial for maximising the tax advantages and ensuring the growth of your retirement savings. These upfront and ongoing costs can help reduce your taxable income, but it’s essential to stay compliant with SMSF regulations. Ready to take the next step? ? If you're excited about building your wealth through SMSF property investment and want a tailored strategy, I’m here to guide you every step of the way! Book a one-on-one Property Investment Initial Consultation with me today, and let’s discuss how we can make your SMSF property investment goals a reality. ? Book Your Appointment Here Please note: This is general information. To ensure you're claiming all eligible costs correctly and staying compliant, we highly recommend booking an appointment with your SMSF accountant....